22) Payment Policy
Payment details, accepted methods, confirmation process, invoicing, and promotional pricing are described in our Payment Policy at dream-lab.ai/payment-policy.
23) Refund and Cancellation Policy
Dream Lab offers a free Trial tier that allows participants to evaluate the program before committing to a paid plan.
Once a participant has completed the free Trial and chooses to purchase a paid plan (Launch or Scale), all payments are final and non-refundable. Refunds may be considered at Dream Lab's sole discretion in exceptional cases (extended technical issues or duplicate payments made in error).
Participants may stop using the program at any time. Cancellation does not entitle the participant to a refund. Program access remains available until the end of the current cohort period.
This policy does not limit any rights you may have under the Law on Protection of Consumer Rights No. 19/2023/QH15.
For the complete Cancellation, Return & Refund Policy, please visit dream-lab.ai/refund-policy.
24) Delivery Policy
The Dream Lab program is delivered 100% online through the Dream Lab platform (dream-lab.ai). Program access is delivered within 24 hours after payment confirmation.
For the complete Delivery Policy, including details on course format, account access, technical requirements, and cohort duration, please visit dream-lab.ai/delivery-policy.
25) Data Protection
When you register or use our services, we collect: full name, email address, phone number, date of birth, team name, selected program plan, and scholarship or discount codes. We may also collect usage data and cookies for analytics and security.
We process your personal data based on the following legal grounds under the Law on Personal Data Protection No. 91/2025/QH15 (PDPL): your explicit consent, contractual necessity, and legal obligation. We do not sell personal data to third parties.
Under the PDPL, you have the right to access, correct, delete your personal data, withdraw consent, and file a complaint with the competent authority.
For the complete Privacy & Data Protection Policy, including details on data sharing, cross-border transfers, retention periods, your full rights, and our Data Protection Officer (DPO), please visit dream-lab.ai/privacy-policy.
26) Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Socialist Republic of Vietnam. Any matters not covered by these Terms shall be resolved in accordance with applicable Vietnamese law.
27) Dispute Resolution
Any dispute, controversy, or claim arising out of or relating to these Terms or the Services shall be resolved as follows:
a) Negotiation: The parties shall first attempt to resolve the dispute through good-faith negotiation within 30 (thirty) calendar days from the date one party notifies the other in writing of the dispute.
b) Mediation: If negotiation fails, either party may request mediation through the Vietnam International Mediation Centre (VMC) or a competent local mediation body.
c) Litigation: If the dispute cannot be resolved through negotiation or mediation, it shall be submitted to the competent People's Court of Ho Chi Minh City, Vietnam, for final resolution.
You also have the right to file a complaint with the local Department of Industry and Trade (Sở Công Thương) or the Vietnam Competition and Consumer Authority (Cục Cạnh tranh và Bảo vệ người tiêu dùng Việt Nam) in accordance with the Law on Protection of Consumer Rights No. 19/2023/QH15.
28) Consumer Rights Under Vietnamese Law
As a consumer in Vietnam, you are entitled to the rights provided under the Law on Protection of Consumer Rights No. 19/2023/QH15, including but not limited to:
- The right to receive accurate and complete information about the Services, including pricing, quality, and conditions, before making a purchase decision
- The right to choose and use Services that meet published standards and quality commitments
- The right to request a refund, cancellation, or exchange of Services in accordance with our Refund & Cancellation Policy and applicable law
- The right to have your personal data and privacy protected in accordance with applicable data protection laws
- The right to file complaints, report violations, and seek compensation for damages caused by violations of consumer protection law
- The right to participate in the formulation and implementation of consumer protection policies and legislation
Nothing in these Terms shall limit or exclude any rights that you have under applicable Vietnamese consumer protection law.
29) Force Majeure
Dream Lab shall not be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to: natural disasters, epidemics or pandemics, war, civil unrest, government actions or orders, power outages, internet or telecommunications failures, cyberattacks, or other force majeure events as defined under the Civil Code of Vietnam.
In the event of force majeure, Dream Lab will make reasonable efforts to notify affected participants promptly and to resume Services as soon as practicable.
30) Language
These Terms are available in English and Vietnamese. In case of any inconsistency or discrepancy between the English version and the Vietnamese version, the Vietnamese version shall prevail for all matters governed by Vietnamese law.